Hong Chen offers residential & commercial mortgage services to Southern California.

I am a licensed loan consultant / originator. I work with Loan America in Woodland Hills, California. I'm a professional loan associates with proven results and years of experience to solve almost all situations. I will work diligently for you, and accomplish getting your loan in an efficient and timely manner. I will use my resources to handle difficult situations and bring them to a successful conclusion.

As I am Chinese I can work with people, who communicate in Chinese Mandarin. I am knowledgeable about all Chinese culture and business practices.

• Conventional Loans - 30 year, 20 year, 15 year, 10 year,...
• FHA
• VA
• Rehab Loans
• ARM(Adjustable Rate Mortgage) Loans - 10/1, 7/1, 5/1, 3/1
• Interest Only Loans
• Reverse Mortgage for people over 62 years
• Low Doc Loans(No Tax Return is Required) with 30% Down or Equity
• Using 12 months bank statements to determine the income
• Hard Money
• Loans with Fico score of 500 or more

• Loans with using Verification of Employment(VOE) - No Tax Return or Pay-stubs is required
• Qualifying buyers with future income(as long as start date is 90 days from note)
• Using Border Income to Qualify (rental income from guest house, rooms,...)
• Foreign National Loans with 30% down payment • Jumbo Loans up to $20 Million
• Commercial Loans(SBA, Apartment building, ...) in all 50 states
• Always closing ON TIME
• Pre qualifying letters

Why Hong Chen?

房屋贷款，重贷。

解决疑难贷款

贷款快速

成功率极高
 

亲爱的客户朋友们；

我是一名执照的专业房地产贷款经纪人，我们公司有着20年的贷款经验。而我个人是一个工作效率极高的贷款经纪人。我可以在21 天内完成一笔交易。而且贷款成功率极高。希望能够帮助更多人买到你们梦想中的房子。

对于我的合作伙伴Paul Levine 先生，他过去是一位非常资深的注册会计师。因为他在税收方面的知识，可以帮助人们在买卖房屋的同时给出报税方面的建议。并且他个人素质极高且幽默风趣。客户们都很享受他的服务并成为了朋友。

希望我们这个团队给您一个独一无二的服务！

希望在我们的帮助下选到您最理想的房产。