Borrow from your retirement plan for part of your down payment.

You are allowed to borrow from your deferred compensation plan (401k or other type plan)) for part of your down payment. For a home purchase, 50% of the balance of the 401k can be borrowed up to a maximum of $50,000. The interest you pay to the plan is not tax deductible but it does increase the amount of money in your deferred compensation plan. 
If you submit a purchase agreement when you take out a 401k loan the payback period can be 10 years instead of the legal or tax standard of 5 years.